Buff Ermine Moth (Spilosoma luteum)

Buff Ermine Moth (Spilosoma luteum), originally uploaded by Pipsissiwa.

Dense white/cream fur on the thorax with black legs and head make this a distinctive and beautiful moth. The wings are white or cream with a clear line of small spots running diagonally across the forewing, as well as others scattered more randomly. This one was resting for the day on a leaf in a secluded part of the garden, and was woozy enough to be cooperative in the sitting still stakes.